Terms And Conditions

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Effective Date: 04/20/2025

Revised: 06/10/2025

Welcome to JarikWisdom! These Terms and Conditions (“Terms”) govern your access to and use of the JarikWisdom website, located at www.jarikwisdom.com , and any content, digital products, services, tools, or resources made available by JarikWisdom (collectively, the “Services”).

Please read these Terms carefully before accessing or using our Site and Services. By accessing or using any part of the Site or Services, you agree to be bound by these Terms. If you do not agree to all the terms and conditions of this agreement, then you may not access the Site or use any Services.

1. Definitions

  • “Company,” “We,” “Us,” “Our”: Refers to JarikWisdom, its owners, operators, affiliates, and employees.
  • “You,” “Your,” “User”: Refers to the individual or entity accessing or using the Site and Services.
  • “Site”: Refers to the JarikWisdom website located at www.jarikwisdom.com.
  • “Content”: Refers to all information, data, text, software, music, sound, photographs, graphics, video, messages, articles, blog posts, e-books, clarity tools, programs, and other materials available on the Site.
  • “Digital Products”: Refers to any downloadable or online products or resources sold or provided through the Site, such as e-books, templates, audio files, video courses, or other digital assets.
  • “Services”: Refers to the provision of the Site, its Content, Digital Products, and any other offerings by JarikWisdom.
  • “Physical Products”: Refers to any tangible goods sold or provided through the Site. (Future Use)

2. Acceptance of Terms

By accessing or using the Site or Services, you affirm that you are at least 18 years of age or the age of majority in your jurisdiction, and you agree to be bound by these Terms, as well as our Privacy Policy and Disclaimer , which are incorporated herein by reference.

3. Use of the Site and Services

  • Permitted Use: You agree to use the Site and Services only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of this Site by any third party.
  • Prohibited Conduct: You agree not to:
    • Use the Site or Services for any illegal or unauthorized purpose.
    • Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.
    • Upload, post, transmit, or otherwise make available any content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically, or otherwise objectionable.
    • Engage in any activity that interferes with or disrupts the Site or Services (or the servers and networks which are connected to the Site).
    • Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site, Content, or Digital Products without express written permission from us.
    • Attempt to gain unauthorized access to any portion or feature of the Site, or any other systems or networks connected to the Site.
    • Use any robot, spider, or other automatic device, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site.

4. Intellectual Property Rights

Our Content:
All content on the Site—including text, graphics, logos, illustrations, digital downloads, data compilations, and all materials within our digital products—is the property of JarikWisdom or its content suppliers, and is protected by copyright and other intellectual property laws.

Limited License:
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site and Services for your personal, non-commercial use only, subject to these Terms. You may not copy, modify, publish, transmit, reverse engineer, sell, resell, or create derivative works from any of the content, in whole or in part, unless expressly authorized by us in writing.

Brand Marks (Trademark Notice):
The name JarikWisdom, our logo, and associated product and service names, designs, and phrases may be used as unregistered trademarks or service marks in connection with our brand identity. You may not use these names, logos, or visual elements in any way that may cause confusion, suggest affiliation, or imply endorsement without our express written consent.

Rights Reserved:
We reserve all rights not expressly granted in these Terms. Unauthorized use of our intellectual property may violate copyright, trademark, and other applicable laws.

5. Digital Products and Services

  • License: When you purchase or access a Digital Product from JarikWisdom, you are granted a non-exclusive, non-transferable, revocable license to use the Digital Product for your personal, non-commercial purposes only. This license does not grant you ownership of the Digital Product.
  • No Resale or Distribution: You may not copy, reproduce, distribute, transmit, broadcast, display, sell, license, or otherwise exploit any Digital Products for any other purposes without the prior written consent of JarikWisdom.
  • Refunds for Digital Products: Due to the nature of digital products, all sales of Digital Products are generally final and non-refundable once downloaded or accessed, unless otherwise explicitly stated at the point of purchase or required by applicable law.
  • Access: Access to Digital Products may require account creation and/or payment. We reserve the right to modify, suspend, or discontinue access to any Digital Product at any time, with or without notice.
  • AI Use Restriction: You may not upload, input, submit, or otherwise use any content, tools, products, or materials from this Site—including but not limited to digital downloads, clarity tools, or written content—in any artificial intelligence (AI) training models, databases, machine learning systems, or automated content generation platforms. This includes both personal and commercial use. Any attempt to replicate, generate, or extract similar content using automated tools or AI engines based on JarikWisdom materials is expressly prohibited without prior written permission.

6. Future: Physical Products and Online Store

Upon the launch of our online store and the sale of Physical Products, additional terms will apply and will be incorporated into these Terms or provided separately. These may include, but are not limited to, detailed provisions regarding:

  • Product descriptions, pricing, and availability.
  • Order acceptance and cancellation.
  • Payment terms and processing.
  • Shipping, delivery, and handling.
  • Returns, refunds, and exchanges for Physical Products.
  • Warranties for Physical Products.

Your purchase of any Physical Products will be subject to the terms then in effect.

7. User Accounts

  • Account Creation: To access certain features of the Site or purchase Digital Products, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
  • Account Security: You are responsible for maintaining the confidentiality of your account login information (username and password) and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account. We are not liable for any loss or damage arising from your failure to comply with these obligations.
  • Account Termination: We reserve the right to suspend or terminate your account and refuse any and all current or future use of the Services, if you provide any information that is untrue, inaccurate, not current, or incomplete, or if we have reasonable grounds to suspect that such information is untrue, inaccurate, not current, or incomplete, or if you violate these Terms.

8. User-Generated Content

If the Site allows you to post, upload, or submit any content (e.g., comments, reviews, testimonials), you retain ownership of your content. However, you grant JarikWisdom a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, and sublicensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such content in any media now known or hereafter developed, for any purpose, without compensation to you.

You represent and warrant that you own or have the necessary licenses, rights, consents, and permissions to your user-generated content and that your content does not infringe on the intellectual property or privacy rights of any third party. We reserve the right to remove any user-generated content for any reason, at our sole discretion.

9. Disclaimer of Warranties

THE SITE AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. JARIKWISDOM HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE. WITHOUT LIMITING THE FOREGOING, NEITHER JARIKWISDOM NOR ANY PERSON ASSOCIATED WITH JARIKWISDOM MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SITE OR SERVICES. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL JARIKWISDOM, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE SITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE. THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

11. Indemnification

You agree to defend, indemnify, and hold harmless JarikWisdom, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Site, including, but not limited to, your user-generated content, any use of the Site’s Content, Digital Products, and Services other than as expressly authorized in these Terms, or your use of any information obtained from the Site.

12. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, located at [Link to your Privacy Policy]. Our Privacy Policy describes our practices concerning the collection, use, and disclosure of your personal information.

13. Third-Party Links

The Site may contain links to third-party websites or resources. These links are provided for your convenience only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Site, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

14. Termination

We may terminate or suspend your access to all or part of the Site and Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Services will immediately cease. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

15. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Site after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Site.

16. Governing Law and Jurisdiction

All matters relating to the Site and these Terms, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Pennsylvania without giving effect to any choice or conflict of law provision or rule.

Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Site shall be instituted exclusively in the federal or state courts located in Allegheny County, Pennsylvania, although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

17. Entire Agreement

These Terms and our Privacy Policy and Disclaimer constitute the sole and entire agreement between you and JarikWisdom regarding the Site and Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Site.

18. Contact Information

If you have any questions about these Terms, please contact here.

For more about who we are and why we do what we do, visit our About page.